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Loans

What is a Personal Loan and How Do They Work?

October 18, 2023 by Annie Z
A man working on his laptop at the table

A personal loan is money you borrow from a bank, credit union, or online lender that you repay in fixed monthly payments.

Categories Loans

7 Best Ways to Consolidate Debt Without Hurting Your Credit

September 27, 2023 by Annie Z
Vacuum cleaner and a stack of cash

You can consolidate debt using various methods, such as taking out a personal loan, applying for a debt management program, doing a balance transfer, and more.

Categories Loans, Credit Score

Getting a Personal Loan For Credit Card Debt

September 20, 2023 by Annie Z
A stack of cash

If you are struggling with credit card debt, you can apply for a personal loan to pay off your balances. But, there are pros and cons to this strategy.

Categories Loans, Credit Cards

Can You Pay Off a Loan with a Credit Card?

September 11, 2023 by Annie Z
A neon sign in the dark

You can pay off a loan with a credit card, but it will depend on the lender and type of loan.

Categories Credit Cards, Loans

How Many Loans Can You Have At Once? | The Ins and Outs of Personal Loans

February 15, 2023February 7, 2023 by Brijen Patel

There’s no limit to how many loans you can have at one time, whether it’s from one bank or multiple. But be mindful of how much debt you can manage.

Categories Loans

Do Student Loans Affect Your Credit Score? Yes, To An Extent

July 27, 2023August 8, 2022 by Annie Z
a female student holding a book over her face

Similar to other loans, such as auto loans or credit cards, student loans can affect your credit score.

Categories Credit Score, Loans

Does Refinancing Hurt Your Credit? | What Might Happen

July 14, 2023July 11, 2022 by Annie Z
paper, pen, calculator and potted plant

Depending on your card issuer, if you stop paying your credit card bills, you can face serious consequences ranging from late fees to a potential lawsuit.

Categories Credit Score, Loans

How to Leverage Credit – 8 Strategies to Maximize Wealth Creation

April 21, 2023April 4, 2022 by Annie Z
credit cards and cell phone

Credit can be an invaluable tool in wealth creation when leveraged constructively.

Categories Loans

How Many Loans Can You Have? Is There a Limit to Personal Loans?

March 24, 2023March 20, 2022 by Annie Z
a board

There are no limits to how many personal loans you can have across multiple lenders. But, before you apply for a new loan, consider whether you can manage the extra debt.

Categories Loans

Get Ahead of the Game: How Often Can You Refinance Student Loans?

January 27, 2023March 2, 2022 by Annie Z
students

You can refinance your student loans as much as you want, either with the same lender or multiple lenders.

Categories Loans
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We are Finance Futurists, a finance blog made to provide educational insight for Gen Zers and Millennials looking to improve their personal finance knowledge.

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  • Your Weekly Financial Roundup Issue No. 64

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  • Investments
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  • Money Management
    • Side Hustles
    • Financial Planning
    • Budgeting
    • Savings
  • Newsletter
  • About

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We're the Finance Futurists, personal finance educators empowering Millennials and Gen Zers to invest in their future selves by learning how to make their money work for them.

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