How Does Credit Repair Work? — 2 Ways to Save It
Credit repair is about fixing your credit health — improving it from poor to great. You can work with a credit repair company or DIY — learn more below!
Credit Score
What is a Fair Credit Score? – 6 Ways to Make Your Credit Great
Lenders use your credit score to assess your riskiness as a borrower. Higher credit scores indicate that you are a responsible borrower and tend to lead to better terms on loans, as well as more …
How to Clean Your Credit Reports in 6 Simple Steps
Learning how to clean your credit reports can help boost your credit score and ensure that you get the best terms and conditions when applying for loans.
Do Student Loans Affect Credit Score?
Similar to other loans, such as auto loans or credit cards, student loans can affect your credit score.
Can You Lease a Car with Bad Credit?
While it is possible to lease a car with bad credit, you may end up with less favorable lease terms, including higher interest rates.
Does Refinancing Hurt Your Credit?
Depending on your card issuer, if you stop paying your credit card bills, you can face serious consequences ranging from late fees to a potential lawsuit.
The 5 Greatest Disadvantages of Increasing Credit Limit
There are benefits to a credit limit increase, whether you request it or it’s automatic. But there are also cons that affect your spending habits and your credit report.
Why Did My Credit Limit Increase?
Credit card issuers award credit limit increases if you have good credit habits and meet their criteria. Learn more on how to get one and get the most from it.
Hard and Soft Credit Inquiries
Back in the day, when you wanted to find out your credit score, you had options that didn’t trigger what’s called a “hard inquiry.” A hard inquiry of your credit can cause your credit score …
6 Tips on How to Improve Credit Score in 30 Days
Improving your credit score can take months or years, but there are a few actions you can take to see immediate jumps in your score.
