The Credit Inquiry Removal Process Explained in 4 Steps
In certain circumstances, you may be able to remove a credit inquiry from your credit reports. We’ll break down the process into 4 simple steps.
Credit Score
Does Unemployment Affect Your Credit Score? It Depends…
Filing for unemployment has no direct impact on your credit. However, there are ways unemployment can indirectly affect your credit score.
My Credit Score Dropped For No Reason… What Happens Now?
There are many reasons why your credit score may suddenly drop, including a high credit utilization ratio, mistakes on a credit report, etc.
How Does Credit Repair Work? — 2 Ways to Save It
Credit repair is about fixing your credit health — improving it from poor to great. You can work with a credit repair company or DIY — learn more below!
What is a Fair Credit Score? | 6 Ways to Make Your Credit Excellent
Lenders use your credit score to assess your riskiness as a borrower. Higher credit scores indicate you are a responsible borrower and tend to lead to better loan terms and greater access to financial products. …
How to Clean Your Credit Reports in 6 Simple Steps
Learning how to clean your credit reports can help boost your credit score and ensure that you get the best terms and conditions when applying for loans.
Do Student Loans Affect Your Credit Score? Yes, To An Extent
Similar to other loans, such as auto loans or credit cards, student loans can affect your credit score.
Can You Lease a Car with Bad Credit? (2023 Guide)
While it is possible to lease a car with bad credit, you may end up with less favorable lease terms, including higher interest rates.
Does Refinancing Hurt Your Credit? | What Might Happen
Depending on your card issuer, if you stop paying your credit card bills, you can face serious consequences ranging from late fees to a potential lawsuit.
5 Big Disadvantages of Increasing Credit Limit
There are benefits to a credit limit increase, whether you request it or it’s automatic. But there are also cons that affect your spending habits and your credit report.
