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Finance Futurists

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Brijen Patel

Hi there, I’m Brij! I’m a recent college grad and tech consultant, traveler, writer, and photographer. After I graduated, I began life on my own and taught myself the personal finance basics. I built a budget and started to save and invest to achieve solid financial footing and to make my dream of world travel a reality. I prefer to invest with a higher risk and return strategy but understand the value of a safe foundation. The bedrock of my personal finance machine is made up of passive, long term investments in index funds and ETFs. After those investments, I hold growth stocks and cryptocurrencies to capture higher potential returns. Through Finance Futurists, I plan to share what I’ve learned about setting a strong financial foundation, investing, and other lessons along the way. I believe that helping other young people learn financial literacy and good money habits will empower them to create the financial foundations to live their best lives.

DeFi 3.0 – Earn More With Crypto’s Latest Innovation

May 16, 2022May 12, 2022 by Brijen Patel
ETH DeFi Network

DeFi 3.0 or Farming as a Service (FaaS) is all about making you passive income through one mechanism. DeFi has grown tremendously and promises to reshape how we think of money, read on to learn more.

Categories Cryptocurrency

IRA vs 403b | Which One Best Fits Your Needs?

May 5, 2022May 3, 2022 by Brijen Patel
two men with a laptop

IRA vs 403(b) — both accounts offer unique advantages and complement each other. An IRA is a self-directed account that comes with more options than a 403(b). The latter is an employer-sponsored plan and may come with an employer match.

Categories Savings, Financial Planning, Investments

What is CSC on Credit Card? – 6 Ways to Keep Your Credit Card Safe

May 9, 2022May 2, 2022 by Brijen Patel
What is CSC on Credit Card

Credit cards are great tools to build your credit score and earn rewards. Hackers love committing fraud with people’s cards. Learn how you can secure your card.

Categories Credit Cards

The Pros and Cons of a Roth IRA | Should You Use this Account?

May 2, 2022April 29, 2022 by Brijen Patel
Growing Retirement Savings

The Roth IRA is a great account for any retirement investor but has its pros and cons like anything. Learning them will help you better set your investing strategy.

Categories Investments

How to Take Advantage of Stock Market Crash | 7 Strategies To Help You Out

April 24, 2022April 18, 2022 by Brijen Patel
how to take advantage of stock market crash

This is where the fun of stock investing begins. When stock charts bleed red and investors flee, be calm and buy on. Stock market crashes are rare opportunities to buy stocks at a discount if you are prepared to do so.

Categories Investments, Stock Trading

How Many Mutual Funds Should I Have? | 4 Strategies to Help You

April 18, 2022April 11, 2022 by Brijen Patel
a person holding a cellphone

Mutual funds are core assets to any retirement portfolio or long-term investing setup. But the trick is to figure out how many you need to fit your strategy.

Categories Investments

IAU vs GLD | Are these Gold ETFs Worth Your Money or Overrated?

April 20, 2022April 8, 2022 by Brijen Patel

IAU and GLD – two popular gold ETFs. People have held gold for centuries, but does it make sense today? Which fund is better to hold gold with?

Categories Investments, Stock Trading

Fiat vs Crypto – Which is the Better Money? 11 Things to Know

March 23, 2022March 23, 2022 by Brijen Patel
Bitcoin and paper money

Government monopoly over fiat money is challenged by decentralized digital currencies like Bitcoin and Ethereum. Currency has competition – it’s fiat vs crypto.

Categories Cryptocurrency, Investments Tags bitcoin, crypto, cryptocurrencies, cryptocurrency, cryptos, currency, ethereum, fiat, fiat currency, fiat money, fiat vs crypto, future, medium of exchange, money, stablecoin, store of value, unit of account

7 Incredible Advantages of Trading Futures Vs Stocks

May 11, 2022March 23, 2022 by Brijen Patel
cellphone and laptop

Young and experienced investors alike may have heard of terms like futures or the futures market but are left scratching their heads as to what they are. How does trading futures vs stocks stack up? …

Read more

Categories Stock Trading, Investments

Why Did My Credit Limit Increase?

March 24, 2022March 17, 2022 by Brijen Patel
a card in a hand

Credit card issuers award credit limit increases if you have good credit habits and meet their criteria. Learn more on how to get one and get the most from it.

Categories Credit Cards, Credit Score
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We are Finance Futurists, a finance blog made to provide educational insight for Gen Zers and Millennials looking to improve their personal finance knowledge.

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