How To Get Your Credit Balance Refund — A 3-Step Guide
A credit balance refund happens when you have a negative credit card balance — meaning the bank owes you cash back!
Credit Cards
What Happens If I Don’t Pay My Credit Card for 5 Years? Are There Consequences?
Depending on your card issuer, if you stop paying your credit card bills, you can face serious consequences ranging from late fees to a potential lawsuit.
How Many Credit Cards Are Too Many?
You may be wondering how many credit cards you should have. It really depends.
At What Age Can You Get a Credit Card?
You must be at least 18 years old to open a credit card on your own, though you can be as young as 13 to be an authorized user on someone else’s card.
2022 Amazon Prime Visa Card Review: A Retail Card That Packs a Punch
The Amazon Prime Rewards Visa Signature Card is a store-branded card that gives you 5% back at both Amazon and Whole Foods, but you need an Amazon Prime membership to get this card.
A Guide to Churning Credit Cards
Credit card churning is a term used to describe the process of repeatedly opening and closing credit cards to take advantage of sign-up bonuses and rewards.
What is Joint Credit? Breaking Down the Pros and Cons of Joint Credit Cards
Joint credit is when two or more people share credit and enjoy the same benefits and responsibilities of the loan.
2022 Chase Freedom Flex Review: A Competitive No-Annual Fee Card
The Freedom Flex is a powerful card that boasts no annual fee, solid cardholder benefits, a wide range of rewards categories, and more.
How to Use Credit Card Without Zip Code – Is This Fraud?
If you want to purchase something online using your credit card, the merchants will likely ask you to enter your credit card zip code.
The 5 Greatest Disadvantages of Increasing Credit Limit
There are benefits to a credit limit increase, whether you request it or it’s automatic. But there are also cons that affect your spending habits and your credit report.
