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Loans

How Many Loans Can You Have At Once? | The Ins and Outs of Personal Loans

February 15, 2023February 7, 2023 by Brijen Patel

There’s no limit to how many loans you can have at one time, whether it’s from one bank or multiple. But be mindful of how much debt you can manage.

Categories Loans

Do Student Loans Affect Credit Score? Yes, To An Extent

December 7, 2022August 8, 2022 by Annie Z
a female student holding a book over her face

Similar to other loans, such as auto loans or credit cards, student loans can affect your credit score.

Categories Credit Score, Loans

Does Refinancing Hurt Your Credit?

February 19, 2023July 11, 2022 by Annie Z
paper, pen, calculator and potted plant

Depending on your card issuer, if you stop paying your credit card bills, you can face serious consequences ranging from late fees to a potential lawsuit.

Categories Credit Score, Loans

How to Leverage Credit – 8 Strategies to Maximize Wealth Creation

April 4, 2022 by Annie Z
credit cards and cell phone

Credit can be an invaluable tool in wealth creation when leveraged constructively.

Categories Loans

How Many Loans Can You Have? Is There a Limit to Personal Loans?

March 20, 2022 by Annie Z
a board

There are no limits to how many personal loans you can have across multiple lenders. But, before you apply for a new loan, consider whether you can manage the extra debt.

Categories Loans

Get Ahead of the Game: How Often Can You Refinance Student Loans?

January 27, 2023March 2, 2022 by Annie Z
students

You can refinance your student loans as much as you want, either with the same lender or multiple lenders.

Categories Loans

Get Longer Balance Transfer Periods | A Way to Consolidate Your Debt

March 8, 2022September 10, 2021 by Colin Ma
Man on a laptop holding a credit card

A balance transfer credit card is one that comes with a low introductory annual percentage rate or 0% APR, which you may qualify for depending on your credit. This introductory APR is, of course, limited …

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Categories Loans

How to Get a Loan With Bad Credit | Poor Score or No Credit Options

March 8, 2022July 14, 2021 by Colin Ma
Loan in a purple piggy bank

Having bad credit or no credit can make getting a loan very difficult, if not impossible. One of the principal factors lenders must consider is risk and when a potential borrower has bad credit or …

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Categories Loans

Unsecured Loan | Pros & Cons of No Underlying Collateral Borrowing

March 8, 2022July 13, 2021 by Colin Ma
Unsecured green tab on a keyboard

Whether you’re someone looking for financing for personal reasons or an entrepreneur in need of money for your business, unsecured loans are something you should consider. Unsecured loans are extremely common and there’s a good …

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Categories Loans

What Is Alternative Lending? | A Wide Variety of Business and Personal Funding Options

March 8, 2022July 9, 2021 by Colin Ma
Blue and orange bags with dollar signs

One of the biggest benefits of new technologies and innovation in finance is the emergence of alternative lending, especially for small business owners. In the past, small business owners had no choice but to go …

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Categories Loans

About Us

We are Finance Futurists, a finance blog made to provide educational insight for Gen Zers and Millennials looking to improve their personal finance knowledge.

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  • Investments
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    • Side Hustles
    • Financial Planning
    • Budgeting
    • Savings
  • Newsletter
  • About

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We're the Finance Futurists, personal finance educators empowering Millennials and Gen Zers to invest in their future selves by learning how to make their money work for them.

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