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Savings

Is a Savings Account Worth It or is It a Waste of Time?

May 9, 2022 by Annie Z
coins in the glass jar

Savings accounts allow you to keep your money safe and accessible for your near-term needs. Despite their low rates, they still have a place in anyone’s financial plans.

Categories Savings

IRA vs 403b | Which One Best Fits Your Needs?

May 5, 2022May 3, 2022 by Brijen Patel
two men with a laptop

IRA vs 403(b) — both accounts offer unique advantages and complement each other. An IRA is a self-directed account that comes with more options than a 403(b). The latter is an employer-sponsored plan and may come with an employer match.

Categories Savings, Financial Planning, Investments

Pay Off Credit Card vs Money in Savings – Which One First?

April 4, 2022 by Annie Z
a person holding an empty wallet

If you have a lot of credit card debt and little to no savings, you may be wondering which one to prioritize – paying down debt or saving money.

Categories Credit Cards, Savings

Sinking Fund vs Emergency Fund – Do You Need Both?

March 8, 2022February 23, 2022 by Annie Z
calculator

While sinking funds and emergency funds have some overlap, the difference between a sinking fund and an emergency fund lies in their intent and purpose.

Categories Savings

Do I Have to Pay Taxes On My Savings Account? | 6 Things to Know

March 24, 2022October 4, 2021 by Brijen Patel
Andre Taissin - Unsplash

The savings interest is taxable, but not the savings themselves. Find out how it all works out and where you can get more bang for your buck.

Categories Savings

The 26 Week Savings Plan — Giving Purpose to Your Money

March 8, 2022September 10, 2021 by Brijen Patel
a plant and the coins

The 26 week savings plan helps you build the habit of saving and setting goals. Saving is the first step towards creating your future life.

Categories Savings Tags 26 week, 26 week saving challenge, 26 week savings challenge, 26-week, 26-week saving plan, 26-week savings challenge, 26-week savings plan, challenge, saving, saving plan, savings plan

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We are Finance Futurists, a finance blog made to provide educational insight for Gen Zers and Millennials looking to improve their personal finance knowledge.

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