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Savings

Bonds vs Savings Account — Which is the Better Way to Save in 2023?

May 23, 2023 by Brijen Patel
Closeup of personćs hands sorting the coins

In times of high rates and high inflation, choosing between bonds vs savings accounts to store your cash has more of an impact than before.

Categories Bonds, Savings

2023 Capital One Review — A Strong Full-Service Online Bank

August 4, 2023September 15, 2022 by Annie Z
Capital One logo on the building

Capital One is a consumer-friendly online, full-service bank with no minimum balances or deposit requirements, no monthly fees or overdraft charges, and competitive interest rates.

Categories Savings

How to Save Money Fast on a Low Income – 20 Steps to Take Today!

September 10, 2022September 10, 2022 by Colin Ma
person holding money

When you’re living on a low income, it can be hard to save money to pay the bills or to put towards a vacation. However, with careful planning and organization, you can save money fast …

Read more

Categories Savings

2023 Marcus by Goldman Sachs Review

September 19, 2023July 7, 2022 by Annie Z
a person holding a cell phone

While Marcus by Goldman Sachs offers a limited number of savings vehicles, their products are top-notch with highly competitive rates.

Categories Savings

Can You Have 2 Roth IRAs? Is There a Limit?

May 16, 2023May 25, 2022 by Annie Z
a person using tablet with graphs on the screen

There is no limit to how many IRAs you can have, but your annual contribution limits stay the same if you have multiple accounts.

Categories Savings

Is a Savings Account Worth It? Or, Is It Just a Waste of Time?

May 4, 2023May 9, 2022 by Annie Z
coins in the glass jar

Savings accounts allow you to keep your money safe and accessible for your near-term needs. Despite their low rates, they still have a place in anyone’s financial plans.

Categories Savings

IRA vs 403b | Which Account Is Better For You?

November 5, 2022May 3, 2022 by Brijen Patel
two men with a laptop

IRA vs 403(b) — both accounts offer unique advantages and complement each other. An IRA is a self-directed account that comes with more options than a 403(b). The latter is an employer-sponsored plan and may come with an employer match.

Categories Savings, Financial Planning, Investments

Pay Off Credit Card vs Money in Savings – Which One First?

April 21, 2023April 4, 2022 by Annie Z
a person holding an empty wallet

If you have a lot of credit card debt and little to no savings, you may be wondering which one to prioritize – paying down debt or saving money.

Categories Credit Cards, Savings

A Quick Primer on the Difference Between a Sinking Fund vs Emergency Fund

February 10, 2023February 23, 2022 by Annie Z
calculator

While sinking funds and emergency funds have some overlap, the difference between a sinking fund and an emergency fund lies in their intent and purpose.

Categories Savings

Do I Have to Pay Taxes on my Savings Account? | A Useful Take

October 15, 2022October 4, 2021 by Brijen Patel
Andre Taissin - Unsplash

The savings interest is taxable, but not the savings themselves. Find out how it all works out and where you can get more bang for your buck.

Categories Savings
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We are Finance Futurists, a finance blog made to provide educational insight for Gen Zers and Millennials looking to improve their personal finance knowledge.

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  • Your Weekly Financial Roundup Issue No. 65
  • Your Weekly Financial Roundup Issue No. 64

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    • Budgeting
    • Savings
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We're the Finance Futurists, personal finance educators empowering Millennials and Gen Zers to invest in their future selves by learning how to make their money work for them.

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