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Savings

2022 Capital One Review – A Strong Full-Service Online Bank

September 15, 2022 by Annie Z
Capital One logo on the building

Capital One is a consumer-friendly online, full-service bank with no minimum balances or deposit requirements, no monthly fees or overdraft charges, and competitive interest rates.

Categories Savings

How to Save Money Fast on a Low Income – 20 Steps to Take Today!

September 10, 2022September 10, 2022 by Colin Ma
person holding money

When you’re living on a low income, it can be hard to save money to pay the bills or to put towards a vacation. However, with careful planning and organization, you can save money fast …

Read more

Categories Savings

2022 Marcus by Goldman Sachs Review

October 24, 2022July 7, 2022 by Annie Z
a person holding a cell phone

While Marcus by Goldman Sachs offers a limited number of savings vehicles, their products are top-notch with highly competitive rates.

Categories Savings

Can You Have 2 Roth IRAs? Is There a Limit?

October 1, 2022May 25, 2022 by Annie Z
a person using tablet with graphs on the screen

There is no limit to how many IRAs you can have, but your annual contribution limits stay the same if you have multiple accounts.

Categories Savings

Is a Savings Account Worth It? Or, Is It Just a Waste of Time?

December 7, 2022May 9, 2022 by Annie Z
coins in the glass jar

Savings accounts allow you to keep your money safe and accessible for your near-term needs. Despite their low rates, they still have a place in anyone’s financial plans.

Categories Savings

IRA vs 403b | Which Account Is Better For You?

November 5, 2022May 3, 2022 by Brijen Patel
two men with a laptop

IRA vs 403(b) — both accounts offer unique advantages and complement each other. An IRA is a self-directed account that comes with more options than a 403(b). The latter is an employer-sponsored plan and may come with an employer match.

Categories Savings, Financial Planning, Investments

Pay Off Credit Card vs Money in Savings – Which One First?

April 4, 2022 by Annie Z
a person holding an empty wallet

If you have a lot of credit card debt and little to no savings, you may be wondering which one to prioritize – paying down debt or saving money.

Categories Credit Cards, Savings

A Quick Primer on the Difference Between a Sinking Fund vs Emergency Fund

February 10, 2023February 23, 2022 by Annie Z
calculator

While sinking funds and emergency funds have some overlap, the difference between a sinking fund and an emergency fund lies in their intent and purpose.

Categories Savings

Do I Have to Pay Taxes on my Savings Account? | A Useful Take

October 15, 2022October 4, 2021 by Brijen Patel
Andre Taissin - Unsplash

The savings interest is taxable, but not the savings themselves. Find out how it all works out and where you can get more bang for your buck.

Categories Savings

The 26 Week Savings Plan — Giving Purpose to Your Money

March 8, 2022September 10, 2021 by Brijen Patel
a plant and the coins

The 26 week savings plan helps you build the habit of saving and setting goals. Saving is the first step towards creating your future life.

Categories Savings Tags 26 week, 26 week saving challenge, 26 week savings challenge, 26-week, 26-week saving plan, 26-week savings challenge, 26-week savings plan, challenge, saving, saving plan, savings plan

About Us

We are Finance Futurists, a finance blog made to provide educational insight for Gen Zers and Millennials looking to improve their personal finance knowledge.

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We're the Finance Futurists, personal finance educators empowering Millennials and Gen Zers to invest in their future selves by learning how to make their money work for them.

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