5 Big Disadvantages of Increasing Credit Limit
There are benefits to a credit limit increase, whether you request it or it’s automatic. But there are also cons that affect your spending habits and your credit report.
Credit Score
Why Did My Credit Limit Increase? | 4 Great Benefits To Splurge On
Credit card issuers award credit limit increases if you have good credit habits and meet their criteria. Learn more on how to get one and get the most from it.
Hard and Soft Credit Inquiries
Back in the day, when you wanted to find out your credit score, you had options that didn’t trigger what’s called a “hard inquiry.” A hard inquiry of your credit can cause your credit score …
6 Simple But Powerful Tips on How to Improve Credit Score in 30 Days
Improving your credit score can take months or years, but there are a few actions you can take to see immediate jumps in your score.
How to Dispute a Hard Inquiry on Your Credit Report and Raise Your Credit Score
If you believe your credit reports have inaccurate or incomplete information, you can file a dispute with the creditors and the major credit bureaus. They are required to conduct an investigation and correct any incorrect information if your dispute is legitimate.
How Long Does It Take to Rebuild Credit? | Our 8-Step Guide to Set You Up For Success
It can take anywhere from months to years to repair credit, but by developing responsible financial habits, you can set yourself up for success.
Does Filing For Unemployment Affect Your Credit?
Filing for unemployment will not directly affect your credit score. However, it can have ripple effects on your financial circumstances that indirectly impact your credit.
Credit Score Ranges Explained | You Need To Know Where You Stand
You’ve heard of credit scores, but you’re unsure what they mean. What’s more, even if you know your credit score, you may not know how lenders view credit scores or what your score entails. What …
