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Credit Cards

Debt Consolidation vs Credit Card Refinance – Which is Better?

January 20, 2024 by Annie Z
A stack of cash

Both debt consolidation and credit card refinancing can help you pay off debt and get a lower interest rate.

Categories Credit Cards

10 Best Luxury Travel Credit Cards of 2023

October 11, 2023 by Annie Z
A plane wing detail up in the sky

Travel credit cards can be a valuable resource for earning points and miles on your travel purchases.

Categories Credit Cards

The 12 Best Credit Cards For Young Professionals in 2023

October 3, 2023 by Annie Z
A person using a credit card for paying

With so many credit cards on the market, figuring out which is best for you can be difficult.

Categories Credit Cards

Getting a Personal Loan For Credit Card Debt

September 20, 2023 by Annie Z
A stack of cash

If you are struggling with credit card debt, you can apply for a personal loan to pay off your balances. But, there are pros and cons to this strategy.

Categories Loans, Credit Cards

Can You Pay Off a Loan with a Credit Card?

September 11, 2023 by Annie Z
A neon sign in the dark

You can pay off a loan with a credit card, but it will depend on the lender and type of loan.

Categories Credit Cards, Loans

Does Debt Consolidation Close Credit Cards?

September 6, 2023 by Annie Z
A stack of cash

While debt consolidation can close your credit cards, there are ways to keep your accounts open.

Categories Credit Cards

Can You Refinance a Credit Card? Is It a Good Idea?

August 28, 2023 by Annie Z
A person holding a credit card

If you are having trouble paying off your credit card debt, refinancing your debt may help you secure a more affordable monthly payment and lower interest rates, potentially helping you save in the long run.

Categories Credit Cards

11 Best Credit Cards For 18-Year-Olds in 2023

August 21, 2023 by Annie Z
A group of young people at the table

While you may not qualify for the best credit cards if you are 18, you can apply for a starter credit card like a student or secured credit card.

Categories Credit Cards

What You Need to Know Before Refinancing Credit Card Debt

July 31, 2023 by Annie Z
A group of people using devices

Refinancing credit card debt comes with several potential benefits, including renegotiating better terms for your debt and lowering your monthly payments.

Categories Credit Cards

2023 U.S. Bank Altitudeā„¢ Reserve Review

July 7, 2023 by Annie Z
US Bank building

The U.S. Bank Altitude Reserve Visa Infinite card is a luxury travel card that gives you access to high-end perks and rewards.

Categories Credit Cards
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About Us

We are Finance Futurists, a finance blog made to provide educational insight for Gen Zers and Millennials looking to improve their personal finance knowledge.

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  • Your Weekly Financial Roundup Issue No. 65
  • Your Weekly Financial Roundup Issue No. 64

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  • Investments
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  • Money Management
    • Side Hustles
    • Financial Planning
    • Budgeting
    • Savings
  • Newsletter
  • About

Hi there!

We're the Finance Futurists, personal finance educators empowering Millennials and Gen Zers to invest in their future selves by learning how to make their money work for them.

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