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Credit Cards

Do Credit Cards Have PINs? | How Using a PIN Keeps You Secure

December 5, 2022December 5, 2022 by Annie Z
Scanning a credit card at a payment terminal

Unlike debit cards, it is uncommon for credit cards in the U.S. to come with PINs as they are often not required for transactions.

Categories Credit Cards

18 Life-Changing Credit Card Hacks to Level Up Your Finances

December 5, 2022November 29, 2022 by Annie Z
a credit card

When used strategically, credit card hacks can help you save money and earn rewards for your purchases.

Categories Credit Cards

2023 Chase Sapphire Preferred Review: A Top-Notch Travel Card

September 1, 2023October 31, 2022 by Annie Z
a card

With travel picking back up, you may be wondering which travel credit card you should use for your upcoming trips. We highly recommend considering the Chase Sapphire Preferred credit card, a top-rated travel credit card. The …

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Categories Credit Cards

What Happens If You Don’t Use Your Credit Card? (Yes, There Are Consequences)

August 10, 2023October 9, 2022 by Annie Z
a stack of credit cards

If you are juggling multiple credit cards or have credit cards you have stopped using, you may be wondering what happens if you don’t use your credit card. There are a few potential consequences to …

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Categories Credit Cards

How To Get Your Credit Balance Refund — A 3-Step Guide

February 15, 2023August 15, 2022 by Brijen Patel
graphic illustration of golden coinn and orange credit card

A credit balance refund happens when you have a negative credit card balance — meaning the bank owes you cash back!

Categories Credit Cards

What Happens If I Don’t Pay My Credit Card for 5 Years? Are There Consequences?

July 21, 2023July 21, 2022 by Annie Z
a person holding cell phone in the hand

Depending on your card issuer, if you stop paying your credit card bills, you can face serious consequences ranging from late fees to a potential lawsuit.

Categories Credit Cards

How Many Credit Cards Are Too Many?

July 14, 2023July 15, 2022 by Annie Z
a stack of credit cards

You may be wondering how many credit cards you should have. It really depends.

Categories Credit Cards

At What Age Can You Get a Credit Card?

July 13, 2023July 1, 2022 by Annie Z
a person holding a credit card

You must be at least 18 years old to open a credit card on your own, though you can be as young as 13 to be an authorized user on someone else’s card.

Categories Credit Cards

2023 Amazon Prime Visa Card Review: A Retail Card That Packs a Punch

July 7, 2023July 1, 2022 by Annie Z

The Amazon Prime Rewards Visa Signature Card is a store-branded card that gives you 5% back at both Amazon and Whole Foods, but you need an Amazon Prime membership to get this card.

Categories Credit Cards

A Step-By-Step Guide to Churning Credit Cards

July 7, 2023June 18, 2022 by Annie Z
credit cards

Credit card churning is a term used to describe the process of repeatedly opening and closing credit cards to take advantage of sign-up bonuses and rewards.

Categories Credit Cards
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We are Finance Futurists, a finance blog made to provide educational insight for Gen Zers and Millennials looking to improve their personal finance knowledge.

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  • Your Weekly Financial Roundup Issue No. 47
  • Getting a Personal Loan For Credit Card Debt

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  • Investments
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    • Cryptocurrency
    • Technical Analysis
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  • Credit
    • Credit Cards
    • Credit Scores
    • Loans
  • Money Management
    • Side Hustles
    • Financial Planning
    • Budgeting
    • Savings
  • Newsletter
  • About

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We're the Finance Futurists, personal finance educators empowering Millennials and Gen Zers to invest in their future selves by learning how to make their money work for them.

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