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Colin Ma

0% APR Cards | The 10 Facts You Absolutely Need to Know

October 27, 2021July 8, 2021 by Colin Ma
0% APR on a keyboard

Credit cards that have a 0% introductory annual percentage rate (APR) offer are powerful financial management tools — if you know how to use them. They can help you pay down debt in record time …

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Categories Credit Cards, Personal Finance

How to Apply for a Credit Card | A Simple Guide in 10 Steps

October 27, 2021July 8, 2021 by Colin Ma
A blue credit card

These days, having a credit card on hand is almost essential. This is especially true if you plan to shop online or wish to make larger purchases — when used responsibly, credit cards can help …

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Categories Credit Cards

How Does Credit Card Interest Work? | Avoid Unnecessary Debts

September 14, 2021July 8, 2021 by Colin Ma
Stacking coins

Have you ever wondered why credit card debt seems to accumulate so quickly? You didn’t pay your credit card balance in full at the end of the month, but you used your card for only …

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Categories Credit Cards

How Long Does It Take To Get A Credit Card? | The Time Frame From the Approval to Your Mailbox

July 9, 2021July 8, 2021 by Colin Ma
Man holding a blue credit card

So you’re thinking about getting a credit card or you just submitted an application. You’re probably wondering, “how long does it take to get a credit card?” Each credit card issuer and bank is different, …

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Categories Credit Cards

How Do Credit Cards Work? | Benefits and Risks Explained

October 21, 2021July 8, 2021 by Colin Ma
Five credit cards in a leather wallet

The majority of US citizens have at least one credit card, and many people have at least two or three. Credit cards can help you make purchases and build up a positive credit history with …

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Categories Credit Cards, Personal Finance
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About Us

We are Finance Futurists, a finance blog made to provide educational insight for Gen Zers and Millennials looking to improve their personal finance knowledge.

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  • Your Weekly Financial Roundup Issue No. 65
  • Your Weekly Financial Roundup Issue No. 64

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  • Investments
    • Stocks
    • Bonds
    • Cryptocurrency
    • Technical Analysis
    • Fundamental Analysis
  • Credit
    • Credit Cards
    • Credit Scores
    • Loans
  • Money Management
    • Side Hustles
    • Financial Planning
    • Budgeting
    • Savings
  • Newsletter
  • About

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We're the Finance Futurists, personal finance educators empowering Millennials and Gen Zers to invest in their future selves by learning how to make their money work for them.

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