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Personal Finance

Accidentally Put Wrong Income on Credit Card Application – Is This a Crime?

March 20, 2022 by Annie Z
a person holding a black mastercard

If you knowingly misrepresent personal information on a credit card application, you are committing loan application fraud.

Categories Credit Cards, Personal Finance

How to Write a Void Check in 3 Easy Steps

October 4, 2022December 13, 2021 by Annie Z

If you want to set up autopayments or direct deposit, you will need to void a check with your bank account information on it.

Categories Personal Finance

How Much Does an Accountant Cost? | Do You Need One or Are There Alternatives?

September 10, 2021September 10, 2021 by Colin Ma
Accountant with a laptop, newspaper, calculator on a table

An accountant is an essential role for many businesses. Though you may be able to manage your business finances using accounting software at the beginning, this task becomes increasingly more challenging as your business grows …

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Categories Personal Finance

How to Earn Interest On Crypto | 5 Insights to Build Your Crypto Wealth

January 27, 2023July 24, 2021 by Brijen Patel
how to earn interest on crypto

Cryptos are an emerging asset class and present an opportunity to earn more interest on your cash or grow your crypto holdings. Learn how to earn interest on your crypto and trailblaze a new path to investing.

Categories Cryptocurrency, Personal Finance

Credit Cards for Couples | Learn About Joint Account Management

October 21, 2021July 8, 2021 by Colin Ma
Old couple figurines on money

You’re married — or perhaps just in it for the long-haul with your partner — so you need to manage your finances together, which includes your credit cards. In most cases, banks no longer issue …

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Categories Credit Cards, Personal Finance

0% APR Cards | The 10 Facts You Absolutely Need to Know

October 27, 2021July 8, 2021 by Colin Ma
0% APR on a keyboard

Credit cards that have a 0% introductory annual percentage rate (APR) offer are powerful financial management tools — if you know how to use them. They can help you pay down debt in record time …

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Categories Credit Cards, Personal Finance

How Do Credit Cards Work? | Benefits and Risks Explained

October 21, 2021July 8, 2021 by Colin Ma
Five credit cards in a leather wallet

The majority of US citizens have at least one credit card, and many people have at least two or three. Credit cards can help you make purchases and build up a positive credit history with …

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Categories Credit Cards, Personal Finance

About Us

We are Finance Futurists, a finance blog made to provide educational insight for Gen Zers and Millennials looking to improve their personal finance knowledge.

Recent Posts

  • Your Weekly Financial Roundup Issue No. 20
  • Your Weekly Financial Roundup Issue No. 19

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  • Investments
    • Stocks
    • Cryptocurrency
    • Technical Analysis
    • Fundamental Analysis
  • Credit
    • Credit Cards
    • Credit Scores
    • Loans
  • Money Management
    • Side Hustles
    • Financial Planning
    • Budgeting
    • Savings
  • Newsletter
  • About

Hi there!

We're the Finance Futurists, personal finance educators empowering Millennials and Gen Zers to invest in their future selves by learning how to make their money work for them.

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