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Credit Cards

Can You Pay Tuition With a Credit Card? You May Be Surprised

December 29, 2022January 26, 2022 by Annie Z
graduation

Many colleges and universities allow parents and students to use credit cards to pay tuition. But, you need to weigh the pros and cons carefully before doing so.

Categories Credit Cards

How Often Should I Use My Credit Card to Keep It Active?

September 29, 2023November 25, 2021 by Annie Z
using credit card

Though there is no specific minimum requirement on how often you have to use your cards to keep them active, you should aim to use them at least once every several months.

Categories Credit Cards

Can You Get Denied for a Secured Credit Card?

September 29, 2023November 25, 2021 by Annie Z
a cash machine

While unlikely, you can get denied a secured credit card if the credit issuer believes you have a high-risk credit profile. But, there are ways you can remedy the situation.

Categories Credit Cards

Is it Illegal to Use a Fake Credit Card For Free Trials?

October 12, 2022November 8, 2021 by Annie Z

Using a fake credit card for free trials is illegal, but you have several alternatives to consider if you do not want to use real bank account info for free trials.

Categories Credit Cards

How to Open a Credit Card in Someone Else’s Name – Is This Fraud?

June 9, 2023November 8, 2021 by Annie Z

Opening a credit card in someone else’s name is illegal, though identity thieves and hackers can do this if they have enough personal information.

Categories Credit Cards

Should You Apply for Multiple Credit Cards Simultaneously?

December 14, 2022August 26, 2021 by Annie Z
stack of credit cards on the table

Nothing is stopping you from applying for multiple credit cards at the same time. However, there is a more strategic way to go about acquiring several cards.

Categories Credit Cards

Are Credit Union Credit Cards Good? | How Do They Compare to the Traditional Banks?

September 20, 2021July 9, 2021 by Colin Ma
Credit union boxes on a table

Credit unions are a popular alternative to using traditional banks for financial needs. In recent years, however, the growth of online banks and lenders has increased competition, cutting into the credit union’s market. Even so, …

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Categories Credit Cards

When to Get a New Credit Card | 8 Signs It’s Time to Switch Banks

September 14, 2021July 9, 2021 by Colin Ma
Three credit cards on the table

Wondering when to get a new credit card? Well, choosing the wrong credit card can cost you money. You might not read the fine print before you use it and get hit for unanticipated charges. …

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Categories Credit Cards

5 Best 0% APR Credit Cards Reviews in 2021 | The Benefits & the Risks Involved

September 14, 2021July 8, 2021 by Colin Ma
Black credit card

Many of us use credit cards either to manage our debts or to pay for expensive items over time rather than have to save up money over many months. But if you aren’t careful, you …

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Categories Credit Cards

Credit Cards for Couples | Learn About Joint Account Management

October 21, 2021July 8, 2021 by Colin Ma
Old couple figurines on money

You’re married — or perhaps just in it for the long-haul with your partner — so you need to manage your finances together, which includes your credit cards. In most cases, banks no longer issue …

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Categories Credit Cards, Personal Finance
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We are Finance Futurists, a finance blog made to provide educational insight for Gen Zers and Millennials looking to improve their personal finance knowledge.

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  • Your Weekly Financial Roundup Issue No. 65
  • Your Weekly Financial Roundup Issue No. 64

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  • Investments
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  • Money Management
    • Side Hustles
    • Financial Planning
    • Budgeting
    • Savings
  • Newsletter
  • About

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We're the Finance Futurists, personal finance educators empowering Millennials and Gen Zers to invest in their future selves by learning how to make their money work for them.

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