Credit Cards

If you have a plastic card, use a sturdy pair of scissors to cut it into pieces. If you have a metal card, have your card issuer handle it. Note that destroying the card does not mean the account itself is closed.

If you want to upgrade from a secured credit card to an unsecured credit card, there are two basic paths you can take.

Your credit card utilization rate plays a crucial role in your credit scores. The higher your utilization ratio, the worse your credit will be.

If you are a victim of identity theft, you have the right to dispute any unauthorized credit card charges.

There are many types of credit cards in the market. Be aware that some carry more risks than others.

Your debit card may get declined for any number of reasons. To fix a declined debit card, you need to figure out what went wrong with the transaction and go from there.

Many colleges and universities allow parents and students to use credit cards to pay tuition. But, you need to weigh the pros and cons carefully before doing so.