Brijen Patel

Hi there, I’m Brij! I’m a recent college grad and tech consultant, traveler, writer, and photographer. After I graduated, I began life on my own and taught myself the personal finance basics. I built a budget and started to save and invest to achieve solid financial footing and to make my dream of world travel a reality. I prefer to invest with a higher risk and return strategy but understand the value of a safe foundation. The bedrock of my personal finance machine is made up of passive, long term investments in index funds and ETFs. After those investments, I hold growth stocks and cryptocurrencies to capture higher potential returns. Through Finance Futurists, I plan to share what I’ve learned about setting a strong financial foundation, investing, and other lessons along the way. I believe that helping other young people learn financial literacy and good money habits will empower them to create the financial foundations to live their best lives.

Bonds vs Savings Account — Which is the Better Way to Save in 2023?

May 23, 2023 by Brijen Patel

Closeup of personćs hands sorting the coins

In times of high rates and high inflation, choosing between bonds vs savings accounts to store your cash has more of an impact than before.

Do I Have to Pay Tax on Inherited Savings Bonds? | 4 Tips to Reduce Taxes

May 17, 2023May 15, 2023 by Brijen Patel

If a late relative or spouse left behind savings bonds for you, they could be great assets to your financial future — if you play your cards right. But the ominous question of do I …